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Data Scientist-II

Job Details

  • Job Posting Type Managed on Cluzters.ai

Full Time Job Requirement Details

  • Designation Data Scientist-II
  • Required Skills Python Programming, Machine Learning
  • Position Level Mid Senior Level
  • Years of Experience 2-5 years
  • Indicative Package Range Not Disclosed
  • Domain Expertise Retail
  • Highest Qualification B.E / B.Tech, Any Post Graduation

JOB DESCRIPTION

Job Description



About the team:


 The team is responsible for conceptualizing and productionization of the data-products at CreditVidya which are key to CreditVidya’s B2B and B2B2C/B2C business. We are among the few teams in Indian fintech space who has successfully implemented large-scale ML and DL models and has the pride of having its own patented technology.


 Awards to the team:



  • 2019 Best AI Startup Award from India FinTech Forum

  • 2018 Gartner's Cool Vendors in AI for Fintech in Asia/Pacific

  • 2017 Amazon India AI Conclave Award in FinTech category


 Key Responsibilities:



  • Work with cash-flow, behavioral and traditional bureau datasets

  • Upgrade and maintain credit leverage frameworks that work towards maximizing offers for customers

  • Create/Ideate/Innovate on frameworks for credit risk ops, credit offers and required model development/updates


 



Requirements



Primary Requirements (Must-have):



  • 1-4 years of experience in data-science

  • Hands-on modeling experience in ANN, RF & GBM

  • Expertise in Python and knows atleast one object oriented programming language.

  • Understands retail lending

  • Expertise in feature generation and data sanity

  • Keen on problem solving and aptitude for learning


 Preferred Qualifications:



  • Must have delivered atleast one data product end-to-end

  • Previous experience in banks/NBFC(s)/fintechs

  • Knows SCALA/JAVA

  • Experience in deploying Machine Learning and Deep Learning techniques

  • Understands the concepts of hyper-parameter optimization and various techinques to achieve the same, primarily Genetic and Bayesian approaches

  • Framework(s) approach to problem solving and ability to break down broader problem statements to hypothesis and validate

  • Keeps a track of recent developments in the ML & DL space

  • Belongs to Tier1 colleges (IIT/NIT/BITS etc.)



 

ABOUT COMPANY

CreditVidya is the leading player in the alternative credit scoring space in India. A pioneer in the domain, we are leveraging alternative data, AI and machine learning to facilitate institutional credit for the underserved. Our products are helping a large section of the salaried and self-employed population become visible to lenders, by making it financially viable for banks and NBFC's to underwrite customers for much smaller unsecured loans. 55+ leading banks and NBFCs that share our vision, rely on our products to manage the credit cycle end-to-end: Prospecting, Credit Underwriting, and Delinquency Management. With over 10,000 data points, CreditVidya's credit underwriting model is 2x more powerful than traditional bureau scores, helping banks and NBFC's underwrite 15% more individuals, including the completely new-to-credit segment (first time borrowers). To date, we have underwritten over 25 million individuals. Our products also help lenders cut the time of decision-making from several days to under five minutes, reduce costs, prevent fraud, and consequently, increase profitability. We are dedicated to our mission of making affordable credit accessible to more than 3 billion under-served people across the world.

Location

Location Information

  • Location: Hyderabad, Telangana, India - Get Directions
  • Formatted Address: Hyderabad, Telangana, India
  • Street Address: Hyderabad
  • State: Telangana
  • Country: India